on the subject of what you wear when you're cold. . . after paddling the kayak over to and round Cumbrae in the rain, deciding the weather wasn't playing safe and getting the ferry back from the island; I was totally soaked through and changed into the 'emergency' kit I keep in the boat. . . thermal leggins and t-shirt, fleece socks, pertex /pile jumper, and of course the marvellous fleecy hat. I am drinking a nice cup of hot-chocolate made by a kind friend who then took this photograph.
so, on the subject of what you wear when you're cold I would have to vote for ANYTHING. ha